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Small Business Loans

Build your business with confidence - get the funding you need with our small business loans.

Landscaping Small Business Loans


Specialized Financing For Your Landscaping Business

There is no one-size-fits-all solution at Steer Financial.  With your small business in mind,  we'll find the best  financing options to address your needs.


Easy application and approval process.


Funding specialist support from start to finish.


Tailored financing options for your business.


Get funded within 24 hours from loan approval.

Talk to one of our funding specialist to secure the right financing for your business.

What Is a Landscaping Business Loan?


What Is a Landscaping Business Loan?

The majority of the landscaping and gardening businesses in the U.S. are privately held, therefore many customers depend on companies like yours to maintain their yards.  Landscape businesses can face obstacles, such as sales stalling in winter due to poor weather and demand rising in spring and summer. Running a successful landscaping business requires the capacity to weather business changes.

By obtaining a small business loan, you can gain the capital you need to cover expenses or take your business to the next level.  Aside from weather obstacles, landscaping businesses often require significant amounts of capital to purchase new or used equipment, hire employees, cover other operating expenses, marketing and advertising costs, management and invoice platforms, and cover costs during the off-season or slower months. 

Small Business Loans for Landscapers

A small business loan can help your landscaping business develop, assist it amid supply chain challenges or inflation, or provide funds during the off-season.


Steer Financial instantly connects you with a top alternative lender when you need fast, trustworthy finance. Our loan partners understand your industry's difficulties and have worked with landscaping firms.  This means that you can receive a customized loan designed to meet your specific needs, whether you are looking to invest in the latest lawn mower or expand your business.  No need to be waiting around for your traditional bank to give you an approval.  You can acquire the financing you need in as little as 24 hours so you can focus on operating your business when you work with us.  

Why Choose Steer Financial?


Helping Small Businesses Grow Across The U.S.

At Steer Financial, we understand that no two businesses are alike.   We offer financing solutions as unique as the business owners we help.  Together, we can help steer your business to its full potential.  Step one is determining which type of financing is ideal for your business.  We work hard to deliver honest, reliable, and transparent customer service so you can feel confidence choosing us to help you meet your business capital needs. 


Serving All 50 States

By leveraging our network of 45+ partner lenders, we can offer tailored solutions to businesses across the U.S. regardless of their size or industry.

Secure + Safe Data

We strive to keep all of your information secure and private.  We assign a funding specialist to guide you along the entire process.


10+ Years of Experience

Our expertise has enabled us to understand small businesses and offer the highest level of service to you and your business.

Types of Landscaping Small Business Loans


Types of Landscaping Small Business Loans

There are several types of business loans available for landscaping businesses. Each type of loan has different requirements and benefits, depending on the borrower's needs. Here are some of the most common types of landscaping business loans:

Landscaping Small Business Loan Options:

Equipment Financing
This type of loans can be used to purchase or lease landscaping equipment such as lawn mowers, bulldozers, dump trucks, fleet of trucks, or any other essential machinery needed to complete the job. 

Working Capital Loans
Working capital loans provide landscaping businesses with the funds needed to cover everyday expenses, such as payroll, hiring employees, and other operating expenses.  These loans are often used to bridge the gap between billing and payment cycles and can help keep your business financially stable.

Business Line of Credit

A business line of credit gives landscaping small business owners access to a predetermined amount of funds that can be borrowed and repaid as needed. This type of loan can be used for a variety of purposes, such as purchasing machinery, training employees, or any other unforeseen expenses that may arise during the off-seasons. 

Talk to one of our funding specialist to secure the right financing for your business.

What Can Landscaping Loans Be Used For?


What Can Landscaping Loans Be Used For?

Landscaping small business loans can be used for various expenses related to landscaping projects. Some common uses include:

Manage rising costs and inflation

Landscaping loans can be used to finance the purchase of supplies needed for client projects. 


Labor costs

Landscaping loans can be used to pay for labor costs, including the salaries of seasonal employees. 

Material costs

Landscaping loans can be used to purchase gardening  materials, such as landscaping trees, grass, sprinkler and lighting systems to fulfill clients' projects.


Equipment costs

Landscaping loans can be used to purchase heavy equipment and machinery used in landscaping such as lawn mowers, blowers, dump trucks or trailers.

Small Business Loans for Landscaping

Talk to one of our funding specialist to secure the right financing for your business.

How To Qualify for a Landscaping Loan


How To Qualify for a Landscaping Small Business Loan

At Steer Financial, we will work closely with formulating a plan for your business.  We will assess your business with our partnered lenders to evaluate the strengths and assets your business has to decide on the loan's size and conditions. Strong financial statements and a high credit score might also increase your chances of being approved. To make sure a landscaping small business loan is a realistic choice for your business, our funding specialist will walk you through the entire process from start to finish.  Below is a quick overview of the minimum requirements in order to get an approval:

Time In Business

  • At least 6 months in business.

Monthly Revenue

  • At least $15,000 per month in deposits.

Personal Credit

  • Minimum of 600+ personal credit score.

Financial History

  • 1 year free from any open bankruptcies

Does your business fit the requirements above? Start your small business loan application today!

How To Apply For a Landscaping Business Loan


Three Easy Steps to Secure a Landscaping Small Business Loan


Our team of experts with over 10+ years of experience will help you fill out a simple and short online application completed within minutes.


We have partnered with over 45+ lenders to ensure that we match your business with the best lender and the most competitive rates.  We work quickly to provide an approval in as soon as a few hours.

small business funding


By utilizing our streamlined fast funding approach, your business can access the necessary capital in as little as 24 hours from the moment you approve the terms, ensuring a timely and efficient process.

With Steer Financial As Your Financial Partner,
Anything Is Possible.

Small Business Loans - Steer Financial

Let's Get Started

Start your application process and get closer to your business financing today!

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