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Helping Businesses Achieve Their Goals.

With Steer Financial choose the right business loan options, to make money moves.

Business Loans


Helping Small Businesses Grow Across The U.S.

At Steer Financial, we understand that no two businesses are alike.   We offer financing solutions as unique as the business owners we help.  Together, we can help steer your business to its full potential.  Step one is determining which type of financing is ideal for your business.  We work hard to deliver honest, reliable, and transparent customer service so you can feel confidence choosing us to help you meet your business capital needs. 


Serving All 50 States

By leveraging our network of 45+ partner lenders, we can offer tailored solutions to businesses across the U.S. regardless of their size or industry.

Secure + Safe Data

We strive to keep all of your information secure and private.  We assign a funding specialist to guide you along the entire process.


10+ Years of Experience

Our expertise has enabled us to understand small businesses and offer the highest level of service to you and your business.


Different Types of Business Loans

At Steer Financial, it’s more than just a loan. We offer a variety of financial products to meet your business’ goals.  With our extensive commitment to help your business, we can help find the perfect funding for your business. Learn more about our options below or contact us today.

Provide your business a stream of financing secured by your company’s own assets. Make your personal assets grow your business assets.

$10,000 - $5 Million+

Flexible programs from 24-72 months

Collateral required; revolving or term loans available

Access a revolving working capital loan that can be used when needed. You will only be charged interest on the funds that you actually borrow, and not on the full amount offered.

Up to $1 Million

Same-Day Funding 

Only pay interest on the amount that is borrowed

Financing options for nearly every industry and for every kind of equipment purchased. Financing or leasing can help you acquire the necessary pieces of machinery for your business. 

$10,000 - $5 Million+

24 Hour Approval

Flexible programs from 12-72 months

Designed for businesses in need of quick and short term capital. Providing your business with stable and flexible credit with financing available in as little as 24 hours.

$10,000 - $1 Million

Same-Day Approval + Funding

No collateral required; access additional capital after paying 50% of loan

Allows you to turn pending and unpaid client invoices into up-front business capital to grow your business in realtime. 

$10,000 - $2 Million+

24 Hour Approval

Same-Day Funding

Real Estate Loans

Residential and commercial real estate loans are a great way to buy, build, expand, remodel, and even refinance. Mostly used for building a portfolio of rental properties or fix/flip model. 

75-100% LTV

1-30 year terms available

Competitive rates, and easy approval

SBA Loan

Our partnership with Small Business Administration funding programs are a great way to start, expand, or keep your small business afloat with low APRs and a broad usage.

$10,000 - $5 Million

2 years time in business required

Minimum 680 credit score for all applicants 

Start-Up Loans

A new business comes with its various costs. Start-up loans help finance your new endeavor without having to borrow from investors.

*Only available for businesses located in the Southern California

$5,000 - $150,000

ITIN + DACA applicants can apply

Working Capital Loans

Working capital loans provide your business with short term funding that helps your business with the everyday costs of running a business.

$10,000 - $2 Million

Same-Day Approval + Funding

No collateral or personal guarantor required 

*Terms, fees, and other related information is always stated and transparent before presenting any and all offers/financial options to our clients.


Three Easy Steps to Secure a Small Business Loan


Our team of experts with over 10+ years of experience will help you fill out a simple and short online application completed within minutes.


We have partnered with over 45+ lenders to ensure that we match your business with the best lender and the most competitive rates.  We work quickly to provide an approval in as soon as a few hours.

small business funding


By utilizing our streamlined fast funding approach, your business can access the necessary capital in as little as 24 hours from the moment you approve the terms, ensuring a timely and efficient process.

Talk to one of our funding specialist to secure the right financing for your business.


How To Qualify and Get a Small Business Loan

When applying for a small business loan at Steer Financial, small business owners must provide accurate information pertaining to both the company they are applying for and personal information on the loan credit application. We find it that our simple credit application is far easier than those of traditional banks.

Steer Financial will ask for business and revenue information and the last three months of business bank statements upfront in order to review and understand your business.  Once our underwriting team reviews your business' information, your dedicated funding specialist will match your business profile with one of our 40+ lenders to get you and your business the best rate possible.  

Once your business is approved for a small business loan, your Steer Financial funding specialist will present different options explaining loan terms, loan amount, and documentation needed in order to get you funded. Once you agree upon loan terms and sign loan documents you will receive access to your capital in as little as 24 hours.  Your funding specialist will always work with you and your business, to answer any questions or secure additional capital down the line.

Time In Business

  • At least 6 months in business.

Monthly Revenue

  • At least $10,000 per month in deposits.

Personal Credit

  • Minimum of 600+ personal credit score.

Financial History

  • 1 year free from any open bankruptcies

Does your business fit the requirements above? Start your small business loan application today!


Hear It From the Small Business Owners We Served

"Steer Financial was so helpful for my business. They made the entire process so easy and straightforward. I can't recommend them enough."

-Kat S.

Hair Salon Owner

"I highly recommend Steer Financial! Very professional, knowledgeable, and efficient making the process very easy"

-Jerry R.

Gym Owner

"Steer Financial was so easy to work with. They helped me secure equipment financing for my business. I am truly thankful for them, and their helpful services."

-Clarissa A.

Aesthetics Owner

With Steer Financial As Your Financial Partner,
Anything Is Possible.

Small Business Loans - Steer Financial

Let's Get Started

Start your application process and get closer to your business financing today!

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