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Helping Businesses Across Industries Achieve Their Goals

Find the financing you need to grow and succeed with our customized small business loans.

Small Business Loan Process


Helping Small Businesses Grow Across The U.S.

At Steer Financial, we understand that no two businesses are alike.   We offer financing solutions as unique as the business owners we help.  Together, we can help steer your business to its full potential.  Step one is determining which type of financing is ideal for your business.  We work hard to deliver honest, reliable, and transparent customer service so you can feel confidence choosing us to help you meet your business capital needs. 


Serving All 50 States

By leveraging our network of 45+ partner lenders, we can offer tailored solutions to businesses across the U.S. regardless of their size or industry.

Secure + Safe Data

We strive to keep all of your information secure and private.  We assign a funding specialist to guide you along the entire process.


10+ Years of Experience

Our expertise has enabled us to understand small businesses and offer the highest level of service to you and your business.


How To Apply For a Small Business Loan

At Steer Financial, we see our role as going beyond the typical funding specialist. We provide a wide range of financial solutions to help your business succeed.  With our vetted partnerships with more than 45 lenders, our high acceptance rate means we can match the right financing option for you and your business.  Inquire about our services right now by reading on.


Get Started

Apply Securely Online using our simple streamlined online application or call us directly at 858.704.2444.  There is no obligation and applying will not affect your credit score. 


Get Matched

Steer Financial is partnered with more than 45 different lenders to provide you the most advantageous financing terms and solutions possible for your business.


Select A Funding Option

Your assigned funding specialist at Steer Financial will work with you and your business to determine which financial option is the most suitable for achieving your business' goals and objectives.


Receive Your Funds

Once terms are approved, and all documents are received a final review and bank verification is done.


A final contract will be sent for your approval and signature, before securely receiving your funds within 24 to 48 hours.

Ready to grow your business or renew your current loan? 

Talk to one of our funding specialist to secure the right financing for your business.


How To Qualify and Get a Small Business Loan

When applying for a small business loan at Steer Financial, small business owners must provide accurate information pertaining to both the company they are applying for and personal information on the loan credit application. We find it that our simple credit application is far easier than those of traditional banks.

Steer Financial will ask for business and revenue information and the last three months of business bank statements upfront in order to review and understand your business.  Once our underwriting team reviews your business' information, your dedicated funding specialist will match your business profile with one of our 40+ lenders to get you and your business the best rate possible.  

Once your business is approved for a small business loan, your Steer Financial funding specialist will present different options explaining loan terms, loan amount, and documentation needed in order to get you funded. Once you agree upon loan terms and sign loan documents you will receive access to your capital in as little as 24 hours.  Your funding specialist will always work with you and your business, to answer any questions or secure additional capital down the line.

Time In Business

  • At least 6 months in business.

Monthly Revenue

  • At least $10,000 per month in deposits.

Personal Credit

  • Minimum of 600+ personal credit score.

Financial History

  • 1 year free from any open bankruptcies

Does your business fit the requirements above? Start your small business loan application today!


Hear It From the Small Business Owners We Served

"Steer Financial was so helpful for my business. They made the entire process so easy and straightforward. I can't recommend them enough."

-Kat S.

Hair Salon Owner

"I highly recommend Steer Financial! Very professional, knowledgeable, and efficient making the process very easy"

-Jerry R.

Gym Owner

"Steer Financial was so easy to work with. They helped me secure equipment financing for my business. I am truly thankful for them, and their helpful services."

-Clarissa A.

Aesthetics Owner

With Steer Financial As Your Financial Partner,
Anything Is Possible.

Small Business Loans - Steer Financial

Let's Get Started

Start your application process and get closer to your business financing today!

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