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Food Truck Small Business Loans

Build your business with confidence - get the funding you need with our small business loans.

Food Truck Business Loans


Specialized Business Financing For Your Food Truck

There is no one-size-fits-all solution at Steer Financial.  With your small business in mind,  we'll find the best  financing options to address your needs in whatever state your business may be. 


Easy application and approval process.


Funding specialist support from start to finish.


Tailored financing options for your business.


Get funded within 24 hours from loan approval.

Talk to one of our funding specialist to secure the right financing for your business.

What Is a Small Business Loan?


What is Food Truck Small Business Loans?

Food truck small business loans can help give you access to working capital to expand or invest in your growing small business. Keeping your business up to date may rely on allocating money into marketing, replacing or purchasing equipment, or upgrading and expanding your current location. The funds can be used for various purposes like food truck upgrades or renovations, payroll, or simply for day-to-day operating expenses. Obtaining a small business loan for your business doesn't have to be difficult. Forget about the long dreadful paperwork. With our easy, simple, and secure application you can have access to flexible options to meet your business needs without affecting your current business' cash flow.

Why Choose Steer Financial?


Helping Small Businesses Grow Across The U.S.

At Steer Financial, we understand that no two businesses are alike.   We offer financing solutions as unique as the business owners we help.  Together, we can help steer your business to its full potential.  Step one is determining which type of financing is ideal for your business.  We work hard to deliver honest, reliable, and transparent customer service so you can feel confidence choosing us to help you meet your business capital needs. 


Serving All 50 States

By leveraging our network of 45+ partner lenders, we can offer tailored solutions to businesses across the U.S. regardless of their size or industry.

Secure + Safe Data

We strive to keep all of your information secure and private.  We assign a funding specialist to guide you along the entire process.


10+ Years of Experience

Our expertise has enabled us to understand small businesses and offer the highest level of service to you and your business.

Types of Small Business Loans


Types of Small Business Loans for Food Trucks

If you are looking for a restaurant small business loan, you will be pleased to learn that there are a wide range of financing options available to help you meet your business’ needs.

Equipment Financing

Equipment financing allows businesses to purchase new or pre-owned business equipment via a loan or a lease. Equipment financing allows businesses to purchase equipment with fixed payments over time with intention to own at the end of the last payment. While equipment leasing allows businesses to obtain equipment by regular lease payments without the intention to own at the end of the lease term. 

Working Capital Loans
Working capital can be a great option for businesses with poor credit, which can give a small business owner access to working capital. Merchant cash advances are a predetermined advance on the future sales of the business, repaid on a daily or weekly basis.These type of financing is often used to bridge the gap between billing and payment cycles and can help keep your business financially stable.

Business Line of Credit

Business lines of credit are typically unsecured, which mean that business owners do not need to guarantee any collateral. Once a line of credit is open, a business immediately receives access to a fixed, predetermined credit limit. A company can start withdrawing funds instantly and as often as needed only paying interest on the amount withdrawn. Monthly repayments are set up by the lender at a fixed interest and principal amount. Access to continue working capital occurs as a business owner pays monthly payments. 

Talk to one of our funding specialist to secure the right financing for your business.

Comparing Funding Options


Compare Food Truck Funding Options

You may feel overwhelmed by the vast available financing options when it comes to gaining access to small business loans.  Ultimately the financial product that will work best for you and your business will all depend on a few factors.  Those factors may range from how quickly your business may need those funds, length of time you may need to repay the loan, or how exactly you plan on using the funds.  Don't worry, we made an easy breakdown for all the small business options you will find at Steer Financial:

Provide your business a stream of financing secured by your company’s own assets. Make your personal assets grow your business assets.

$10,000 - $5 Million+

Flexible programs from 24-72 months

Collateral required; revolving or term loans available

Access a revolving working capital loan that can be used when needed. You will only be charged interest on the funds that you actually borrow, and not on the full amount offered.

Up to $1 Million

Same-Day Funding 

Only pay interest on the amount that is borrowed

Financing options for nearly every industry and for every kind of equipment purchased. Financing or leasing can help you acquire the necessary pieces of machinery for your business. 

$10,000 - $5 Million+

24 Hour Approval

Flexible programs from 12-72 months

Designed for businesses in need of quick and short term capital. Providing your business with stable and flexible credit with financing available in as little as 24 hours.

$10,000 - $1 Million

Same-Day Approval + Funding

No collateral required; access additional capital after paying 50% of loan

Allows you to turn pending and unpaid client invoices into up-front business capital to grow your business in realtime. 

$10,000 - $2 Million+

24 Hour Approval

Same-Day Funding

Real Estate Loans

Residential and commercial real estate loans are a great way to buy, build, expand, remodel, and even refinance. Mostly used for building a portfolio of rental properties or fix/flip model. 

75-100% LTV

1-30 year terms available

Competitive rates, and easy approval

SBA Loan

Our partnership with Small Business Administration funding programs are a great way to start, expand, or keep your small business afloat with low APRs and a broad usage.

$10,000 - $5 Million

2 years time in business required

Minimum 680 credit score for all applicants 

Start-Up Loans

A new business comes with its various costs. Start-up loans help finance your new endeavor without having to borrow from investors.

*Only available for businesses located in the Southern California

$5,000 - $150,000

ITIN + DACA applicants can apply

Working Capital Loans

Working capital loans provide your business with short term funding that helps your business with the everyday costs of running a business.

$10,000 - $2 Million

Same-Day Approval + Funding

No collateral or personal guarantor required 

*Terms, fees, and other related information is always stated and transparent before presenting any and all offers/financial options to our clients.

What Can Small Business Loans Be Used For?


What Can A Food Truck Loan Be Used For?

In order to sustain and expand their operations or practices, small businesses require a substantial amount of capital. Yet, not all food truck owners have access to the funds necessary to meet their objectives. Thankfully, food truck business loans give the necessary financial resources for businesses to prosper. These are the three most frequent uses for roofing company small business loans:

Business expansion

Small business loans can be used to finance expansion plans such as opening a new location, renovating an existing space, or purchasing additional inventory or equipment.


Working capital

Small business loans can be used to cover day-to-day operational expenses such as payroll, rent, utilities, and purchasing raw materials.


Marketing and advertising

Small business loans can be used to fund marketing and advertising campaigns to increase brand awareness, reach new customers, and promote products or services.


Equipment or technology upgrades

Small business loans can be used to invest in new technologies or upgrade existing  equipment to improve efficiency, productivity, and competitiveness in the market.

Food Truck Financing

Talk to one of our funding specialist to secure the right financing for your business.

How To Qualify for a Small Business Loan


How To Qualify for a Food Truck Small Business Loan

At Steer Financial, we will work closely with formulating a plan for your business. We will assess your business with our partnered lenders to evaluate the strengths and assets your business has to decide on the loan's size and conditions. Strong financial statements and a high credit score might also increase your chances of being approved. To make sure a food truck small business loan is a realistic choice for your business, our funding specialist will walk you through the entire process from start to finish. Below is a quick overview of the minimum requirements in order to get an approval:

Time In Business

  • At least 6 months in business.

Monthly Revenue

  • At least $15,000 per month in deposits.

Personal Credit

  • Minimum of 600+ personal credit score.

Financial History

  • 1 year free from any open bankruptcies

Does your business fit the requirements above? Start your small business loan application today!

How To Apply For a Small Business Loan


Three Easy Steps to Secure a Food Truck Small Business Loan

As a small business owner, you have plenty of business loan options. Small business loans are a great way to expand your business' cash flow and have access to capital at any needed time. Steer Financial offers food truck business financing options with fast approvals and flexible terms.


Our team of experts with over 10+ years of experience will help you fill out a simple and short online application completed within minutes.


We have partnered with over 45+ lenders to ensure that we match your business with the best lender and the most competitive rates.  We work quickly to provide an approval in as soon as a few hours.

small business funding


By utilizing our streamlined fast funding approach, your business can access the necessary capital in as little as 24 hours from the moment you approve the terms, ensuring a timely and efficient process.

With Steer Financial As Your Financial Partner,
Anything Is Possible.

Small Business Loans - Steer Financial

Let's Get Started

Start your application process and get closer to your business financing today!

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